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Should You Be Using Buy Now, Pay Later?

Should You Be Using Buy Now, Pay Later?

In recent years, one of the biggest changes for consumers has been the move towards ‘buy now, pay later’. In years gone by, most people simply purchased with credit cards, and before that, it was using lay-by. Things have changed dramatically in the past five years...
Considering a Payday Loan?

Considering a Payday Loan?

Typically, the holiday period is a time of year where people spend the majority of their money and increase their debts. Come the start of the new year, many people can find themselves struggling with that additional debt burden and often turn to short-term, payday...
House Prices Close Out 2020 Strongly

House Prices Close Out 2020 Strongly

Despite the predictions of widespread and dramatic falls in house prices in 2020, it appears the exact opposite has unfolded. The latest data from CoreLogic shows that house prices across the country have finished the year incredibly strong, marked by a 1% increase in...
How to Get a Lower Interest Rate on Your Home Loan

How to Get a Lower Interest Rate on Your Home Loan

In the current economic climate, low interest rates are not just a bonus – they are expected. Fortunately, if you are working with a mortgage broker, they will be able to help you get the very best deal you can and that will mean you will be receiving the very...
Common Mistakes that Stop You Getting a Loan

Common Mistakes that Stop You Getting a Loan

When the time comes to apply for a home loan, many would-be borrowers are shocked to learn that a few simple mistakes have cost them the chance to get finance. Lenders have several checks they run on all applications and if you’ve made these errors you might be out of...